A sudden injury can have a major impact on a person’s life. Individuals in Mississippi and elsewhere do not expect to suffer a debilitating injury let alone be involved in a serious accident. Thus, it can be confusing and overwhelming when one attempts to navigate their options and what can be done to offset the financial issues caused by a disabling injury.
Applying for Social Security disability benefits can be a very valuable step to take. The benefits are designed to help those living with a qualifying disability who are unable to work because of his or her eligible disability. Unfortunately, some are deterred from applying for these benefits because many initial applications are denied. However, by taking the time to understand the application process, applicants can increase their chances of being approved.
To begin, one should understand the differences between the available programs. In order to qualify for Social Security disability Insurance or SSDI, one must have enough work credits. Because workers pay Social Security taxes, this help funds the program. And when one suffers from a qualifying disability, he or she could obtain benefits from this program.
The other program is Supplemental Security Income, which is for those living with a disability who earn a limited income. Eligibility is not based on a person’s work history but rather on one’s income level. One must not only have a low income but also does not own anything of much value.
Applying for the appropriate program is the first step in the application process for SSD benefits. In order to determine if one qualifies for one or both programs, it is important to seek guidance and possible assistance. This could help with the application and even the appeal process if one is initially denied.
