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Laurel Workers' Compensation Blog

New program in Mississippi helps disabled individuals

Social Security Disability benefits are a lifeline for many disabled individuals. A new program in Mississippi will allow disabled individuals receiving Social Security Disability benefits to work and save money without losing their benefits. Programs like Social Security Disability and Medicaid include limits on assets that may result in benefits being suspended if the disabled individual exceeds those limits. In some circumstances, the asset limit can be as low as $2,000. The current limits can in turn limit the amount of assistance disabled individuals receive from family members so the limits are not violated.

A new law allows disabled individuals to set aside money that is tax free if it is spent on disability-related expenses that qualify. The new program will allow disabled individuals to save up to $15,000 annually to pay for medical procedures, monthly expenses or other qualifying expenses under the law. Supporters believe the new law will encourage financial independence for disabled individuals who qualify for the program. Participation is limited to those who became disabled prior to the age of 26.

Workers' compensation basics for Mississippians

Workers' compensation benefits are available to Mississippians suffering from a workplace illness or injury. Occupational illnesses can occur because of hazardous exposure on the job and occupational injuries can include a variety of injuries that occur on the job because of a workplace accident.

Injured Mississippians can receive workers' compensation benefits to help pay for their medical care and disability benefits that help with their lost wages when they have suffered harm in the workplace. Workers' compensation is a no-fault insurance system employers pay into to ensure injured workers are protected but also prevents injured workers from bringing most personal injury claims against their employers for injuries and harm suffered at work. Because of that, it is important for injured workers to ensure they maximize their workers' compensation benefits.

Workers can suffer a variety of different types of injuries

There are a variety of different types of workplace injuries that workers may suffer and it is likely that they will need help with all of them. Whatever the injury the worker has suffered, workers' compensation benefits are an important benefit to be aware of that can step in to help injured workers and their families get through a difficult time ahead.

Injured workers can suffer serious and catastrophic injuries in the workplace. All workers have the right to a safe workplace but, when they have been harmed in the workplace, they may also have the right to workers' compensation benefits to help them with their lost wages, medical expenses and other harm they have suffered as a result of their work injury. Injured workers need to know how to apply for these important benefits and to obtain them when needed.

What happens if workers' compensation is denied?

When a claim for workers' compensation benefits has been denied, it can be devastating for the injured worker and their family. As a consequence, it is important for injured workers and their families to be familiar with workers' compensation appeals options and the reasons a workers' compensation claim for benefits may be denied.

It is important to note that the reasons a workers' compensation claim for benefits may be denied, and the options available to injured workers if a claim for benefits has been denied, vary by state so it is important for the injured workers to be familiar with the workers' compensation rules and requirements in their state. A workers' compensation petition can be filed in Mississippi if the injured worker disagrees with a denial of benefits they have received.

What the disability application process looks like

The blog recently discussed the process of applying for Social Security disability benefits through the compassionate allowances list which can receive expedited claims processing. Because Social Security disability benefits can be challenging to obtain, and the process can be long, it is helpful to be generally familiar with the process regardless of how the disabled individual is applying for benefits.

The statistics say that one in four Americans will become disabled before the age of 67 which means that a quarter of Americans may need help that Social Security disability benefits can provide. Disabled individuals will need to meet disability requirements including that they suffer from a medical condition that is expected to last for 12 months or longer or result in death that prevents them from working to earn a living.

Compassionate allowances for Social Security disability benefits

Social Security disability (SSD) benefits can be difficult to obtain but are also tremendously important for disabled individuals in Mississippi, which is why it is important to be familiar with the ways to qualify for benefits. Eligibility for Social Security disability benefits is based on several factors. One, a person must have a medical condition that is severe enough that it prevents the disabled individual from working. Two, the applicant must have the necessary work history to qualify for benefits.

Applications for Social Security disability (SSD) benefits are sometimes initially denied, so understanding how to prepare the strongest application possible for disability benefits is helpful. Eligibility for Social Security disability can be based on suffering from a medical condition that is on the Social Security Administration's list of impairments or by submitting medical records to demonstrate that the applicant suffers from a medical condition that prevents them from working and engaging in gainful activity. Whether the medical condition the disabled individual suffers from is on the list or not, they will be required to submit medical records to demonstrate the medical condition they suffer from.

What is the process of applying for workers' compensation?

Workers' compensation benefits can help injured workers and their families with the aftermath of a workplace injury or if they are suffering with an occupation illness. Though the workers' compensation system is a no-fault system, and most employers are required to carry workers' compensation insurance, injured workers do not automatically receive benefits.

Because workers' compensation benefits are not automatic, it is important for injured workers and their families to know how to obtain he benefits the need. Workers' compensation benefits can help with medical expenses and lost wages. The first step in obtaining workers' compensation benefits is to seek the medical attention that the injured worker needs. It is then necessary for the injured worker to report the accident and injury to the employer.

SSDI covers mental-health conditions

If someone has a physical disability, it’s often evident to the world. But many people have disabilities that are much less apparent. People suffering with unseen illness can feel affects equally as crippling as those whose disabilities are physical.

Just like it provides help for people with physical disabilities, the Social Security Administration (SSA) also gives benefits to those with mental and emotional conditions. Many people with mental health issues are eligible to receive Social Security Disability Insurance (SSDI).

How can workers' compensation help injured workers?

When workers are injured on the job in Mississippi, they may wonder what to do. Workers' compensation benefits provide important protections for injured workers or workers suffering from an occupational illness and because of how important they are, workers need to be familiar with them.

Workers' compensation benefits can help injured workers and their families with medical care and medical care costs. Additionally, workers' compensation benefits can help with temporary partial disability, permanent partial disability or permanent total disability. Each case is different so it is important for injured workers to be familiar with the different workers' compensation options that are available to them. Additionally, death benefits may be available to surviving family members when a loved one has been killed in a fatal workplace accident.

How to qualify for Social Security disability benefits

Qualifying for Social Security disability benefits can be crucial for disabled individuals who need help with their everyday expenses. Social Security disability (SSD) benefits can be challenging to obtain which is why disabled individuals should be familiar with the process of qualifying for benefits.

It is important for disabled individuals seeking Social Security disability benefits to understand that there is an initial application process but that there is also an appeals process because many applications for benefits are initially denied. Trained guidance throughout the process of applying for Social Security disability benefits, and appealing a denial of benefits if necessary, can be helpful. Eligibility for Social Security disability benefits is based on medical condition and work history.

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Laurel, MS 39440

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