No one goes to work thinking that they will suffer injuries in an accident; however, these incidents do occur. When an employee is injured, this can become troublesome, as it can impact his or ability to attend work. In order to address such instances where a worker was injured on the job, workers' compensation was devised. However, this is not designed for any worker injured, as there are requirements to receive these and certain situations where one does not qualify.
A sudden injury can have a major impact on a person's life. Individuals in Mississippi and elsewhere do not expect to suffer a debilitating injury let alone be involved in a serious accident. Thus, it can be confusing and overwhelming when one attempts to navigate their options and what can be done to offset the financial issues caused by a disabling injury.
You may know that workers' compensation is a type of insurance employers carry that helps their employees cover expenses if they are hurt on the job. What you may not know is that virtually all employers are required to carry workers' compensation. This includes employers that are not generally considered "hazardous", like those that run out of offices.
While individuals may have different work schedules, it is typical for residents in Mississippi to attend work five days a week. Going to work becomes routine, and for some workers, they do not think about the dangers and hazards that they may face during the workday. One does not need to work is a dangerous industry, such as construction, to worry about a workplace injury. Whether one is working at a desk or at great heights, the risk of an injury on-the-job exists for all workers.